Welcome to Clean expense!
The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, the “Terms of Service”) govern your access and use of our website located at www.astra.finance or through our web-based or mobile applications (collectively, the “Site”) and any related services,
1.Information We Collect
We collect information from and about you in the following ways:
a. Information You Provide
- Account Information: Name, email address, phone number, and login credentials.
- Financial Account Details: Bank account and credit card information accessed via secure integrations (e.g., Plaid, Coinbase).
- Profile & Preferences: Transaction categories, budgeting preferences, linked contacts.
- Support Requests: Information you provide when contacting support.
b. Information We Collect Automatically
- Transaction Data: Account balances, transaction history, merchant details, amounts, dates, and locations.
- Device & Usage Data: IP address, device identifiers, operating system, browser type, app activity logs.
- Cookies & Similar Technologies: Session identifiers, preferences, analytics data.
c. Information from Third Parties
- Plaid and Other Integrations: Data from linked bank accounts, credit cards, investment accounts, and payment platforms.
- Email Service Providers (e.g., Gmail API): Emails containing receipts or invoices, subject to your explicit authorization.
- Public Sources: Merchant or category information to enhance transaction data.
2. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve the Services.
- Link and consolidate transactions from multiple financial accounts.
- Match receipts and invoices to transactions.
- Enable payments, transfers, and bill settlements.
- Provide AI-driven insights, categorization, and automation features.
- Detect and prevent fraudulent or unauthorized activity.
- Communicate with you about your account, transactions, and updates.
- Comply with legal and regulatory requirements.
3. How We Share Your Information
We do not sell your personal information. We may share your information in these cases:
- Legal Obligations: When required by court order.
- With Your Consent: When you explicitly agree to share data.
4. Data Security
We use administrative, technical, and physical safeguards to protect your information, including:
- End-to-end encryption of sensitive financial data in transit and at rest.
- Secure APIs with authentication and authorization controls.
- Regular vulnerability scanning and security audits.
5. Your Privacy Rights
Depending on your location, you may have rights to:
- Access the personal data we hold about you.
- Correct inaccurate information.
- Delete your personal data.
- Restrict or Object to certain data processing.
- Data Portability: Request a copy of your data in a portable format.
To exercise these rights, contact us at privacy@cleanexpense.com.
6. Data Retention
We retain your information for as long as necessary to:
- Provide the Services.
- Comply with legal obligations.
- Resolve disputes and enforce agreements.
When no longer needed, we securely delete or anonymize your data.
7. International Data Transfers
If you access our Services from outside the United States, your information may be transferred to, stored, and processed in the U.S.
8. Children's Privacy
Our Services are not intended for children under 13 (or the applicable age in your country). We do not knowingly collect information from children.
